1. Introduction

Welcome to Kuditrak! These Terms and Conditions outline the rules and regulations for using our mobile and web application. By accessing or using Kuditrak, you agree to be bound by these Terms. If you do not agree, please do not use our services.

2. Definitions

- "Kuditrak," "we," "our," or "us" refers to the Kuditrak platform.

- "User," "you," or "your" refers to any individual or entity accessing Kuditrak.

- "Services" refers to the financial tracking and budgeting functionalities provided by Kuditrak.

3. User Eligibility

You must be at least 18 years old or have legal guardian consent to use Kuditrak. By using our services, you confirm that you meet these eligibility requirements.

4. Account Registration

To access certain features, you must create an account. You are responsible for maintaining the confidentiality of your login credentials and agree not to share them with anyone.

5. User Responsibilities

- You agree to provide accurate and up-to-date information.

- You will not use Kuditrak for any illegal or unauthorized purposes.

- You will not attempt to disrupt the service or compromise security.

6. Financial Disclaimer

Kuditrak provides financial tracking and budgeting tools but does not offer professional financial, tax, or legal advice. Users should consult financial professionals before making financial decisions.

7. Subscription and Payments

Some features may require a subscription. By subscribing, you agree to pay applicable fees, which are subject to change. Failure to make payments may result in restricted access to premium services.

8. Termination of Account

We reserve the right to suspend or terminate accounts that violate our terms, engage in fraudulent activities, or misuse our services.

9. Intellectual Property

All content, logos, and trademarks associated with Kuditrak are our intellectual property and may not be copied, modified, or distributed without our permission.

10. Limitation of Liability

Kuditrak is provided "as is" without warranties. We are not liable for any damages or losses arising from your use of our services.

11. Changes to Terms

We may update these Terms from time to time. Continued use of Kuditrak after changes are posted constitutes acceptance of the revised Terms.